Embracing Personalized Premiums and Usage-Based Insurance (UBI):

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2024 will see a continued shift towards personalized premiums and usage-based insurance (UBI). Drivers can expect insurers to offer more tailored coverage options based on individual driving behaviors and preferences. By embracing UBI programs and opting for personalized premiums, drivers can potentially save on insurance costs while enjoying coverage that aligns with their specific needs and driving habits.