As we enter the year 2024, recreational vehicles (RVs) continue to grow in popularity, with more and more people enjoying the convenience and adventure of driving. Whether you’re a full-time RV driver or a commuter, having the right insurance is important. To help you understand your options, we’ve compiled a list of the top RV insurance companies of 2024 that are known for their excellent coverage, competitive pricing, and excellent customer service.
1. Progress
Overview: Progressive is a well-known name in the insurance industry, offering comprehensive RV insurance covering a variety of vehicles from cars to RVs.
Report highlights:
Determine the total loss
unexpected payment coverage
Full-time coverage is for those who live full-time in their RV
Responsibilities for vacation
pet injury insurance
Why it’s a good choice: Advanced policies, extensive coverage options, and competitive pricing will appeal to RV owners.
2. Good Sam Insurance Company
Overview: This insurance company is part of the Good Sam’s Club and specializes in RV insurance, providing insurance for RV enthusiasts.
Report highlights:
Full replacement cost
Personal property coverage
emergency budget
full time coverage
Comprehensive collision coverage
What makes the list great: Sam’s deep knowledge of RV living and commitment to customer satisfaction set him apart.
3. national general
Overview: National General offers comprehensive RV insurance policies designed to meet the unique needs of RV owners with a focus on customer service and value.
Report highlights:
Permanent attachment
Full replacement cost
Personal property coverage
emergency travel expenses
full time coverage
Why it’s Top Rated: National General’s broad coverage options and strong financial stability make it a great choice.
4. Island
Overview: The island is another very competitive, with a wide variety of RV insurance options to meet a variety of RV and travel needs.
Report highlights:
Determine the total loss
emergency budget
Responsibilities for vacation
Cost of replacing personal items
full time coverage
Why it’s rated best: National policies and excellent customer support are highly valued in the RV community.
5. Sleep
Overview: Known for its competitive pricing and wide range of coverage options, Geico offers RV insurance to meet the needs of both travelers and full-time RVers.
Report highlights:
Determine the total loss
Responsibilities for vacation
unexpected payment coverage
Personal property coverage
Mechanical breakdown insurance
What’s great: Geico’s pricing and wide range of coverage options are popular among RV owners.
6. Sefco
Overview: Safeco, a subsidiary of Liberty Mutual, offers comprehensive RV insurance with a focus on convenience and customer service.
Report highlights:
Determine the total loss
Responsibilities for vacation
unexpected payment coverage
Personal property coverage
full time coverage
Why It’s Best Rated: Safeco’s strong reputation and wide range of coverage options allow RV owners to find a policy that fits their needs.
7. The important thing
Overview: Primarily, part of Farmers Insurance Group, specializing in RV insurance, offering policies covering a wide variety of RVs.
Report highlights:
Total death rate
sudden payment
personal property insurance
Replacement cost
full time coverage
Why It Matters: Previous expertise in RV insurance and extensive coverage options make it a reliable choice for RV enthusiasts.
Choosing the right RV insurance company is critical to protecting your investment and ensuring you have peace of mind while you’re on the road. The 2024 insurance companies — Progressive, Good Sam Insurance Agency, National General, Nationwide, Geico, Safeco, and Foremost — stand out for their broad coverage options, customer service, and competitive rates. As you begin your RV journey this year, consider these top providers to find a policy that fits your needs.